Privacy policy

Who we are

SkyGrowthWealth Research ("we", "us") operates this website and provides investment research on a subscription basis. For any question about this policy or about your data, write to support@skygrowthwealth.com.

Information we collect

We collect information in three ways: information you give us, information generated by your use of the service, and information from payment processors.

• Account information — name, email address, mobile number and, where provided, GSTIN and billing address.
• Subscription information — plan, billing cycle, renewal dates and invoice history.
• Usage information — which reports you open, download or save, so that we can show you what is unread and improve what we publish.
• Technical information — IP address, browser type, device type and pages visited, collected in server logs.
• Communications — the content of support requests and correspondence with us.

We do not collect information about your portfolio holdings, brokerage accounts or trading activity, and we do not ask for them.

Payment information

Card and bank details are collected and stored by our payment processor, not by us. We receive only a transaction reference, the last four digits of the instrument and the outcome of the transaction. We never see or store your full card number, CVV or banking credentials.

Why we use it

We use personal information to provide the service you have subscribed to, to process payments and issue invoices, to send research and service notifications, to respond to support requests, to detect and prevent fraud or account sharing, and to meet legal and regulatory record-keeping obligations.

We do not sell personal information. We do not share it with advertisers or data brokers.

Marketing communications

Research and service notifications are part of the subscription you have bought and are sent while your subscription is active. Marketing emails — such as the free weekly note or offer announcements — are sent only with your consent and every one carries a one-click unsubscribe link. Unsubscribing from marketing does not affect delivery of the research you pay for.

Who we share it with

We share personal information only with service providers who need it to operate the service, and only to the extent needed:

• Payment processing and invoicing
• Email delivery and notification infrastructure
• Cloud hosting and file storage
• Customer support tooling
• Analytics, in aggregated and pseudonymised form

Each provider is bound by contract to use the information only for the purpose we specify. We may also disclose information where required by law, court order or a regulatory authority.

Cookies

We use strictly necessary cookies to keep you signed in and to remember basic preferences. We use limited analytics to understand which research is read and where the site is slow. We do not use advertising or cross-site tracking cookies. You can block cookies in your browser, though signing in will not work without the necessary ones.

How long we keep it

Account and subscription records are retained for the duration of your subscription and for the period afterwards required by tax and regulatory obligations. Support correspondence is retained for three years. Server logs are retained for ninety days. Marketing consent records are kept for as long as the consent is relied on, plus the applicable limitation period.

Security

Data is transmitted over TLS and stored on access-controlled infrastructure. Access to personal information within our team is limited to those who need it for their role. We maintain an incident response process and will notify affected users and the relevant authority where a breach is likely to result in risk to you.

No system is perfectly secure. We encourage you to use a unique password and to enable two-factor authentication on your account.

Your rights

You may ask us to:

• Confirm what personal information we hold about you and provide a copy
• Correct information that is inaccurate or incomplete
• Delete information we no longer have a lawful basis to keep
• Restrict or object to certain processing
• Withdraw consent for marketing at any time
• Provide your information in a portable format

Write to support@skygrowthwealth.com and we will respond within thirty days. If you are not satisfied with our response you may escalate to the relevant data protection authority.

Children

The service is not directed at anyone under eighteen and we do not knowingly collect information from minors. If you believe a minor has created an account, contact us and we will remove it.

Changes to this policy

We will post any change here with a revised date. Where a change materially affects how we use your information we will notify subscribers by email before it takes effect.